Patrimo & Comp.'s management team disposes about decades of capital market and bank experience. We were repsonsible for IPO's, arrangement and placement of bn. of bonds, structuring of notable funds and have been active in the securitisation market for many years.

We think that the current market turbulences will go on for some years and that it will be essential for all capital market participants to be prepared for still upcoming challenges from the market and regularory body. We are convinced that the trend that started in the securitisation industry towards asset-based products will become more and more important - of course in a slightly different form due to a changed framework!

We are happy to start a discussion with you about the following topics:

• what are the future market trends and what changes have to be expected regarding the relevant framework?
• what are the impacts of these changes on your asset- and liability side?
• what are your stategic and operational options for action?
• what has to be done?
• how can these topics be approached?